Navigation for visually impaired users:skip to navigation, or skip to main content.


Compare our mortgages

We offer a range of products to choose from. If you’d like to know about their comparative benefits, or are looking for a great rate, check out the table below. It details the mortgage types, interest rates, borrowing limits and any related fees and charges for all our products, to help you find the mortgage that’s right for you
Print all interest rates
Download our latest rates
Call us on
0800 316 5500*

For new mortgages & additional borrowing

0800 022 4022**

For existing mortgage queries

Or would you prefer us to call you?

We'll call you back (Opens in new window)

Alternatively, pop into a branch

Your home may be repossessed if you do not keep up repayments on your mortgage.

Selection of our current mortgage products
Product Interest rate The overall cost for comparison is Application fee How much can I borrow? Early repayment
charge		 Find out more or apply
Initial Following on to
Fixed rate mortgages
2 year Fixed
3.79% until 31/01/2012 BBBR + 1.99%, currently 2.49%, variable for the remaining term of the mortgage 2.8% APR £999  Up to 70% of the value of your home 3% of the balance repaid until 31/01/2012 Call
0800 316 5500* for Fixed rate mortgages
2 Year Fixed (Minimum loan £50,000)
3.89% until 31/01/2012 BBBR + 1.99%, currently 2.49%, variable for the remaining term of the mortgage 2.8% APR £499  Up to 70% of the value of your home 3% of the balance repaid until 31/01/2012 Call
0800 316 5500* for Fixed rate mortgages
2 Year Fixed
3.99% until 31/01/2012 BBBR + 1.99%, currently 2.49%, variable for the remaining term of the mortgage 2.9% APR £999  Up to 75% of the value of your home (Minimun Loan £50,000) 3% of the balance repaid until 31/01/2012 Call
0800 316 5500* for Fixed rate mortgages
2 Year Fixed
4.09% until 31/01/2012 BBBR + 1.99%, currently 2.49%, variable for the remaining term of the mortgage 2.8% APR £499  Up to 75% of the value of your home (Minimum Loan £50,000 Maximum Loan £500,000) 3% of the balance repaid until 31/01/2012 Call
0800 316 5500* for Fixed rate mortgages
2 Year Fixed
 5.49% until 31/01/2012 BBBR + 1.99%, currently 2.49%, variable for the remaining term of the mortgage 3.1% APR £999  Up to 80% of the value of your home 3% of the balance repaid until 31/01/2012 Call
0800 316 5500* for Fixed rate mortgages
3 year fixed (Minimum Loan £50,000)
 4.59% until 31/01/2013 BBBR + 1.99%, currently 2.49%, variable for the remaining term of the mortgage 3.1% APR £499  Up to 70% of the value of your home 3% of the balance repaid until 31/01/2013 Call
0800 316 5500* for Fixed rate mortgages
3 year fixed
 4.49% until 31/01/2013 BBBR + 1.99%, currently 2.49%, variable for the remaining term of the mortgage 3.1% APR £999  Up to 70% of the value of your home 3% of the balance repaid until 31/01/2013 Call
0800 316 5500* for Fixed rate mortgages
3 year fixed
 5.89% until 31/01/2013 BBBR + 1.99%, currently 2.49%, variable for the remaining term of the mortgage 3.5% APR £999  Up to 80% of the value of your home 3% of the balance repaid until 31/01/2013 Call
0800 316 5500* for Fixed rate mortgages
3 Year Fixed Purchase Only**
 6.39% until 31/01/2013 BBBR + 1.99%, currently 2.49%, variable for the remaining term of the mortgage 3.7% APR £999  Up to 85% of the value of your home 3% of the balance repaid until 31/01/2013 Call
0800 316 5500* for Fixed rate mortgages
5 year fixed
 5.49% until 31/01/2015 BBBR + 1.99%, currently 2.49%, variable for the remaining term of the mortgage 3.9% APR £999  Up to 70% of the value of your home 3% of the balance repaid until 31/01/2015 Call
0800 316 5500* for Fixed rate mortgages
5 year fixed
 5.99% until 31/01/2015 BBBR + 1.99%, currently 2.49%, variable for the remaining term of the mortgage 4.1% APR £999  Up to 80% of the value of your home 3% of the balance repaid until 31/01/2015 Call
0800 316 5500* for Fixed rate mortgages
Tracker mortgages
1 Year Step Lifetime Tracker
BBBR +1.48% currently 1.98% until 31.01.2011 follow on to BBBR + 2.49% (2.99%) variable for the remaining term N/A 3.0% APR £999 Up to 60% of the value of your home. 2% of the balance repaid until 31/01/2013 Call
0800 316 5500* for Tracker rate mortgages
Lifetime Tracker
BBBR +2.27%, currently 2.77%, variable for the remaining term of the mortgage N/A 2.9% APR £999 Up to 70% of the value of your home. 1% of the balance repaid until 31/01/2012 Call
0800 316 5500* for Tracker rate mortgages
Lifetime Tracker
BBBR + 2.69%, currently 3.19%, variable for the remaining term of the mortgage N/A 3.2% APR £0 Up to 70% of the value of your home (Minimum Loan £50,000) 1% of the balance repaid until 31/01/2012 Call
0800 316 5500* for Tracker rate mortgages
Lifetime Tracker
BBBR +2.44
currently 2.94%
variable for the
remaining
term of the mortgage		 N/A 3.1% APR £999 Up to 75% of the value of your home (Maximum Loan £500,000) 1% of the balance repaid until 31/01/2012 Call
0800 316 5500* for Tracker rate mortgages
Lifetime Tracker
BBBR +2.84
currently 3.34%
variable for the
remaining
term of the mortgage		 N/A 3.4% APR £0 Up to 75% of the value of your home (Minimum Loan £50,000, Maximum Loan £500,000) 1% of the balance repaid until 31/01/2012 Call
0800 316 5500* for Tracker rate mortgages
Offset mortgages
Offset Tracker
BBBR + 2.47%, currently 2.97%, variable for the term of the mortgage N/A 3.1% APR £1,499  Min Loan £150k up to 70% of the value of your home 1% of the original balance upon full redemption until 31/01/2013 Call
0800 316 5500* for Offset mortgages
Offset Tracker
BBBR + 2.99%, currently 3.49%, variable for the term of the mortgage N/A 3.6% APR £999  Up to 70% of the value of your home 1% of the original balance upon full redemption until 31/01/2013 Call
0800 316 5500* for Offset mortgages
 

BBBR = Barclays Bank Base Rate, which is currently 0.50% (Effective 6 March 2009).

** Not available for remortgages