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Our mortgages

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Awards we've won
Awards we've won

We’re proud to have won industry-recognised awards from Your Mortgage, Moneyfacts, Moneywise and Your Money.

Compare our mortgages

We offer a range of products to choose from. If you’d like to know about their comparative benefits, or are looking for a great rate, check out the table below. It details the mortgage types, interest rates, borrowing limits and any related fees and charges for all our products, to help you find the mortgage that’s right for you.
Print all interest rates
Select the option that matches your requirements and download our latest rates.
Give us a call if you want to chat about mortgages

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0800 316 5500*

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Your home may be repossessed if you do not keep up repayments on your mortgage.

Selection of our current mortgage products
Product Interest rate The overall cost for comparison is Application fee How much can I borrow? Early repayment
charge		 Find out more or apply
Initial Following on to
Fixed rate mortgages
2 Year Fixed¹
 5.49% until 31/07/2010 BBBR +0.95%, currently 5.95%, variable for the remaining term of the mortgage 6.1% APR £995† Up to 60% of the value of your home 3% of the balance repaid until 31/07/2010 Call
0800 316 5500* for Fixed rate mortgages
2 year fixed¹
 5.99% until 31/07/2010 BBBR + 0.95%, currently 5.95%, variable for the remaining term of the mortgage 6.2% APR £995† Up to 80% of the value of your home 3% of the balance repaid until 31/07/2010 Call
0800 316 5500* for Fixed rate mortgages
2 year fixed
 6.69% until 31/07/2010 BBBR + 0.95%, currently 5.95%, variable for the remaining term of the mortgage 6.4% APR £995† Up to 90% of the value of your home 3% of the balance repaid until 31/07/2010 Call
0800 316 5500* for Fixed rate mortgages
2 year fixed
 6.99% until 31/07/2010 BBBR + 0.95%, currently 5.95%, variable for the remaining term of the mortgage 6.3% APR No Fee Up to 90% of the value of your home 3% of the balance repaid until 31/07/2010 Call
0800 316 5500* for Fixed rate mortgages
5 year fixed
 5.99% until 31/07/2013 BBBR + 0.95%, currently 5.95%, variable for the remaining term of the mortgage 6.2% APR £995† Up to 60% of the value of your home 3% of the balance repaid until 31/07/2013 Call
0800 316 5500* for Fixed rate mortgages
5 Year Fixed
 6.29% until 31/07/2013 BBBR + 0.95%, currently 5.95%, variable for the remaining term of the mortgage 6.4% APR £995† Up to 80% of the value of your home 3% of the balance repaid until 31/07/2013 Call
0800 316 5500* for Fixed rate mortgages
5 year fixed
 6.49% until 31/07/2013 BBBR + 0.95%, currently 5.95%, variable for the remaining term of the mortgage 6.5% APR £995† Up to 90% of the value of your home 3% of the balance repaid until 31/07/2013 Call
0800 316 5500* for Fixed rate mortgages
5 year fixed
 6.99% until 31/07/2013 BBBR + 0.95%, currently 5.95%, variable for the remaining term of the mortgage 6.6% APR No Fee Up to 90% of the value of your home 3% of the balance repaid until 31/07/2013 Call
0800 316 5500* for Fixed rate mortgages
10 Year Fixed
 5.59% until 31/07/2018 BBBR + 0.95%, currently 5.95%, variable for the remaining term of the mortgage 5.9% APR £995† Up to 60% of the value of your home 6% of the balance repaid until 31/07/2018 Call
0800 316 5500* for Fixed rate mortgages
10 Year Fixed
 6.19% until 31/07/2018 BBBR + 0.95%, currently 5.95%, variable for the remaining term of the mortgage 6.4% APR £995† Up to 90% of the value of your home 6% of the balance repaid until 31/07/2018 Call
0800 316 5500* for Fixed rate mortgages
Tracker mortgages
Lifetime Tracker¹
 BBBR + 0.74%, currently 5.74%, variable for the remaining term of the mortgage N/A 5.9% APR No Fee Up to 60% of the value of your home. Minimum loan £50,000 None Call
0800 316 5500* for Tracker rate mortgages
Lifetime Tracker¹
 BBBR + 0.99%, currently 5.99%, variable for the remaining term of the mortgage N/A 6.2% APR No Fee Up to 80% of the value of your home. Minimum loan £50,000 None Call
0800 316 5500* for Tracker rate mortgages
Lifetime Tracker¹
 BBBR + 1.29%, currently 6.29%, variable for the remaining term of the mortgage N/A 6.5% APR No Fee Up to 90% of the value of your home. Minimum loan £50,000 None Call
0800 316 5500* for Tracker rate mortgages
Offset mortgages
Offset Tracker¹
 BBBR + 0.74%, currently 5.74%, variable for the term of the mortgage N/A 6.0% APR £595† Up to 60% of the value of your home None Call
0800 316 5500* for Offset mortgages
Offset Tracker¹
 BBBR + 0.99%, currently 5.99%, variable for the term of the mortgage N/A 6.2% APR £595† Up to 80% of the value of your home None Call
0800 316 5500* for Offset mortgages

¹ Only available through Barclays branches or Barclays Direct

BBBR = Barclays Bank Base Rate, which is currently 5.00% (Effective 11 April 2008).

† Where an existing customer switches to a new mortgage rate, a rate switch fee of £100 would also apply.