How can we help?
Our mortgages
Helpful Information
Ask a question
Awards we've won
Fixed rate mortgages
Our fixed rate mortgages give you the security of a set monthly repayment for a specific period, regardless of how interest rates perform. Perfect if you’re planning ahead or working to a budget.
Barclays loyalty mortgages
We have launched a range of loyalty mortgage deals to reward our current account customers†.
See our loyalty deals below or find out more about Barclays loyalty mortgages.
See our loyalty deals below or find out more about Barclays loyalty mortgages.
With our fixed rate mortgages you’ll get:
A range of fixed rate periods, from two to ten years
The comfort of knowing how much you’re paying each month during the fixed rate period.
The flexibility to overpay by up to 10% per year without incurring an early repayment charge during the fixed rate period. There will be an early repayment charge on the balance paid if the mortgage is repaid in whole, part or transferred to another scheme during the fixed rate period.
After the fixed rate mortgage period ends you will revert to a variable interest rate which tracks the Barclays Bank Base Rate (BBBR).
Application fees may apply.
The convenience of a portable mortgage, allowing you to take your mortgage with you when you move.
New mortgage or additional borrowing query? Call
0800 316 5500*
Existing mortgage query? Call
0800 022 4022**
For any mortgage query, you can also pop into a branch.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Selection of our current fixed rate mortgages
| Product | Interest rate | The overall cost for comparison is | Application fee | How much can I borrow? | Early repayment charge |
Find out more or apply | |
|---|---|---|---|---|---|---|---|
| Initial | Following on to | ||||||
2 Year Fixed Barclays loyalty mortgage† |
2.95% until 30/11/2012 | 2.99% (BBBR +2.49%) variable for the remaining term | 3.1% APR | £999 | Up to 70% of the value of your home | 3% of the balance repaid until 30/11/2012 | Call 0800 316 5500* for Fixed rate mortgages |
2 Year Fixed |
2.99% until 30/11/2012 | 2.99% (BBBR +2.49%) variable for the remaining term | 3.1% APR | £1999 | 70% (max) of the value of your home (Minimum Loan £250,000) | 3% of the balance repaid until 30/11/2012 | Call 0800 316 5500* for Fixed rate mortgages |
2 year Fixed |
3.49% until 30/11/2012 | 2.99% (BBBR +2.49%) variable for the remaining term | 3.2% APR | £999 | 70% (max) of the value of your home | 3% of the balance repaid until 30/11/2012 | Call 0800 316 5500* for Fixed rate mortgages |
2 Year Fixed |
3.79% until 30/11/2012 | 2.99% (BBBR +2.49%) variable for the remaining term | 3.2% APR | £199 | 70% (max) of the value of your home (Minimum £50,000) | 3% of the balance repaid until 30/11/2012 | Call 0800 316 5500* for Fixed rate mortgages |
2 Year Fixed Barclays loyalty mortgage† |
3.39% until 30/11/2012 | 2.99% (BBBR +2.49%) variable for the remaining term | 3.2% APR | £999 | Up to 75% of the value of your home | 3% of the balance repaid until 30/11/2012 | Call 0800 316 5500* for Fixed rate mortgages |
2 Year Fixed |
3.59% until 30/11/2012 | 2.99% (BBBR +2.49%) variable for the remaining term | 3.2% APR | £999 | 75% (max) of the value of your home | 3% of the balance repaid until 30/11/2012 | Call 0800 316 5500* for Fixed rate mortgages |
2 year fixed |
3.99% until 30/11/2012 | 2.99% (BBBR +2.49%) variable for the remaining term | 3.2% APR | £199 | 75% (max) of the value of your home (Minimum £50,000) | 3% of the balance repaid until 30/11/2012 | Call 0800 316 5500* for Fixed rate mortgages |
2 Year Fixed Barclays loyalty mortgage† |
4.19% until 30/11/2012 | 2.99% (BBBR +2.49%) variable for the remaining term | 3.3% APR | £999 | Up to 80% of the value of your home | 3% of the balance repaid until 30/11/2012 | Call 0800 316 5500* for Fixed rate mortgages |
2 year fixed |
4.38% until 30/11/2012 | 2.99% (BBBR +2.49%) variable for the remaining term | 3.4% APR | £999 | 80% (max) of the value of your home | 3% of the balance repaid until 30/11/2012 | Call 0800 316 5500* for Fixed rate mortgages |
3 year fixed |
3.79% until 30/11/2013 | 2.99% (BBBR +2.49%) variable for the remaining term | 3.3% APR | £999 | 70% (max) of the value of your home | 3% of the balance repaid until 30/11/2013 | Call 0800 316 5500* for Fixed rate mortgages |
3 year fixed |
4.39% until 30/11/2013 | 2.99% (BBBR +2.49%) variable for the remaining term | 3.4% APR | £199 | 70% (max) of the value of your home (Minimum Loan £50,000) | 3% of the balance repaid until 30/11/2013 | Call 0800 316 5500* for Fixed rate mortgages |
3 year fixed |
4.79% until 30/11/2013 | 2.99% (BBBR +2.49%) variable for the remaining term | 3.6% APR | £999 | 80% (max) of the value of your home | 3% of the balance repaid until 30/11/2013 | Call 0800 316 5500* for Fixed rate mortgages |
3 Year Fixed Purchase Only‡ |
5.79% until 30/11/2013 | 2.99% (BBBR +2.49%) variable for the remaining term | 3.9% APR | £999 | 85% (max) of the value of your home | 3% of the balance repaid until 30/11/2013 | Call 0800 316 5500* for Fixed rate mortgages |
5 year fixed Barclays loyalty mortgage† |
4.44% until 30/11/2015 | 2.99% (BBBR +2.49%) variable for the remaining term | 3.7% APR | £999 | Up to 70% of the value of your home | 3% of the balance repaid until 30/11/2015 | Call 0800 316 5500* for Fixed rate mortgages |
5 year fixed |
4.79% until 30/11/2015 | 2.99% (BBBR +2.49%) variable for the remaining term | 3.9% APR | £999 | 70% (max) of the value of your home | 3% of the balance repaid until 30/11/2015 | Call 0800 316 5500* for Fixed rate mortgages |
5 year fixed Barclays loyalty mortgage† |
5.29% until 30/11/2015 | 2.99% (BBBR +2.49%) variable for the remaining term | 4.1% APR | £999 | Up to 80% of the value of your home | 3% of the balance repaid until 30/11/2015 | Call 0800 316 5500* for Fixed rate mortgages |
5 year fixed |
5.39% until 30/11/2015 | 2.99% (BBBR +2.49%) variable for the remaining term | 4.1% APR | £999 | 80% (max) of the value of your home | 3% of the balance repaid until 30/11/2015 | Call 0800 316 5500* for Fixed rate mortgages |
BBBR = Barclays Bank Base Rate, which is currently 0.50% (Effective 6 March 2009).
† Subject to status and availability. To qualify for Barclays loyalty mortgages, customers must have an open and active Barclays current account that has been credited with a minimum of £800 in each of the last three months. Customers must be 18 years or over to apply for a mortgage.
‡ Not available for remortgages
Please refer to our tariff of charges for full details of fees associated with our mortgages. These should be read in conjunction with our legal information.
Looking for a larger mortgage? We’ve developed a range of competitively priced, flexible mortgages for loans over £500,000. Find out more>>
