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Fixed rate mortgages

Our fixed rate mortgages give you the security of a set monthly repayment for a specific period, regardless of how interest rates perform. Perfect if you’re planning ahead or working to a budget.
Fixed rate mortgages
Barclays loyalty mortgages
We have launched a range of loyalty mortgage deals to reward our current account customers.

See our loyalty deals below or find out more about Barclays loyalty mortgages.
With our fixed rate mortgages you’ll get:
A range of fixed rate periods, from two to ten years
The comfort of knowing how much you’re paying each month during the fixed rate period.
The flexibility to overpay by up to 10% per year without incurring an early repayment charge during the fixed rate period. There will be an early repayment charge on the balance paid if the mortgage is repaid in whole, part or transferred to another scheme during the fixed rate period.
After the fixed rate mortgage period ends you will revert to a variable interest rate which tracks the Barclays Bank Base Rate (BBBR).
Application fees may apply.
The convenience of a portable mortgage, allowing you to take your mortgage with you when you move.

New mortgage or additional borrowing query? Call

0800 316 5500*

We'll call you back (Opens in new window)

Existing mortgage query? Call

0800 022 4022**

For any mortgage query, you can also pop into a branch.

Will you need insurance?

See if you can save with our home insurance deals.
Selection of our current fixed rate mortgages
Product Interest rate The overall cost for comparison is Application fee How much can I borrow? Early repayment
charge
Find out more or apply
Initial Following on to
2 Year Fixed Barclays loyalty mortgage
2.95% until 30/11/2012 2.99% (BBBR +2.49%) variable for the remaining term 3.1% APR £999  Up to 70% of the value of your home 3% of the balance repaid until 30/11/2012 Call
0800 316 5500* for Fixed rate mortgages
2 Year Fixed
2.99% until 30/11/2012 2.99% (BBBR +2.49%) variable for the remaining term 3.1% APR £1999  70% (max) of the value of your home (Minimum Loan £250,000) 3% of the balance repaid until 30/11/2012 Call
0800 316 5500* for Fixed rate mortgages
2 year Fixed
3.49% until 30/11/2012 2.99% (BBBR +2.49%) variable for the remaining term 3.2% APR £999  70% (max) of the value of your home 3% of the balance repaid until 30/11/2012 Call
0800 316 5500* for Fixed rate mortgages
2 Year Fixed
3.79% until 30/11/2012 2.99% (BBBR +2.49%) variable for the remaining term 3.2% APR £199  70% (max) of the value of your home (Minimum £50,000) 3% of the balance repaid until 30/11/2012 Call
0800 316 5500* for Fixed rate mortgages
2 Year Fixed Barclays loyalty mortgage
3.39% until 30/11/2012 2.99% (BBBR +2.49%) variable for the remaining term 3.2% APR £999  Up to 75% of the value of your home 3% of the balance repaid until 30/11/2012 Call
0800 316 5500* for Fixed rate mortgages
2 Year Fixed
3.59% until 30/11/2012 2.99% (BBBR +2.49%) variable for the remaining term 3.2% APR £999  75% (max) of the value of your home 3% of the balance repaid until 30/11/2012 Call
0800 316 5500* for Fixed rate mortgages
2 year fixed
3.99% until 30/11/2012 2.99% (BBBR +2.49%) variable for the remaining term 3.2% APR £199 75% (max) of the value of your home (Minimum £50,000) 3% of the balance repaid until 30/11/2012 Call
0800 316 5500* for Fixed rate mortgages
2 Year Fixed Barclays loyalty mortgage
4.19% until 30/11/2012 2.99% (BBBR +2.49%) variable for the remaining term 3.3% APR £999  Up to 80% of the value of your home 3% of the balance repaid until 30/11/2012 Call
0800 316 5500* for Fixed rate mortgages
2 year fixed
4.38% until 30/11/2012 2.99% (BBBR +2.49%) variable for the remaining term 3.4% APR £999 80% (max) of the value of your home 3% of the balance repaid until 30/11/2012 Call
0800 316 5500* for Fixed rate mortgages
3 year fixed
3.79% until 30/11/2013 2.99% (BBBR +2.49%) variable for the remaining term 3.3% APR £999  70% (max) of the value of your home 3% of the balance repaid until 30/11/2013 Call
0800 316 5500* for Fixed rate mortgages
3 year fixed
4.39% until 30/11/2013 2.99% (BBBR +2.49%) variable for the remaining term 3.4% APR £199  70% (max) of the value of your home (Minimum Loan £50,000) 3% of the balance repaid until 30/11/2013 Call
0800 316 5500* for Fixed rate mortgages
3 year fixed
4.79% until 30/11/2013 2.99% (BBBR +2.49%) variable for the remaining term 3.6% APR £999  80% (max) of the value of your home 3% of the balance repaid until 30/11/2013 Call
0800 316 5500* for Fixed rate mortgages
3 Year Fixed Purchase Only
5.79% until 30/11/2013 2.99% (BBBR +2.49%) variable for the remaining term 3.9% APR £999  85% (max) of the value of your home 3% of the balance repaid until 30/11/2013 Call
0800 316 5500* for Fixed rate mortgages
5 year fixed Barclays loyalty mortgage
4.44% until 30/11/2015 2.99% (BBBR +2.49%) variable for the remaining term 3.7% APR £999  Up to 70% of the value of your home 3% of the balance repaid until 30/11/2015 Call
0800 316 5500* for Fixed rate mortgages
5 year fixed
4.79% until 30/11/2015 2.99% (BBBR +2.49%) variable for the remaining term 3.9% APR £999  70% (max) of the value of your home 3% of the balance repaid until 30/11/2015 Call
0800 316 5500* for Fixed rate mortgages
5 year fixed Barclays loyalty mortgage
5.29% until 30/11/2015 2.99% (BBBR +2.49%) variable for the remaining term 4.1% APR £999  Up to 80% of the value of your home 3% of the balance repaid until 30/11/2015 Call
0800 316 5500* for Fixed rate mortgages
5 year fixed
5.39% until 30/11/2015 2.99% (BBBR +2.49%) variable for the remaining term 4.1% APR £999  80% (max) of the value of your home 3% of the balance repaid until 30/11/2015 Call
0800 316 5500* for Fixed rate mortgages

BBBR = Barclays Bank Base Rate, which is currently 0.50% (Effective 6 March 2009).

Subject to status and availability. To qualify for Barclays loyalty mortgages, customers must have an open and active Barclays current account that has been credited with a minimum of £800 in each of the last three months. Customers must be 18 years or over to apply for a mortgage.

Not available for remortgages

Please refer to our tariff of charges for full details of fees associated with our mortgages. These should be read in conjunction with our legal information.

Looking for a larger mortgage? We’ve developed a range of competitively priced, flexible mortgages for loans over £500,000. Find out more>>