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Fixed rate mortgages
Our fixed rate mortgages give you the security of a set monthly repayment for a specific period, regardless of how interest rates perform. Perfect if you’re planning ahead or working to a budget.
With our fixed rate mortgages you’ll get:
A range of fixed rate periods, from two to ten years
The comfort of knowing how much you’re paying each month during the fixed rate period.
The flexibility to overpay by up to 10% per year without incurring an early repayment charge during the fixed rate period. There will be an early repayment charge on the balance paid if the mortgage is repaid in whole, part or transferred to another scheme during the fixed rate period.
After the fixed rate mortgage period ends you will revert to a variable interest rate which tracks the Barclays Bank Base Rate (BBBR).
Application fees may apply.
The convenience of a portable mortgage, allowing you to take your mortgage with you when you move.
Call us on
0800 316 5500*

For new mortgages & additional borrowing

0800 022 4022**

For existing mortgage queries

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Alternatively, pop into a branch

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Your home may be repossessed if you do not keep up repayments on your mortgage.

Selection of our current fixed rate mortgages
Product Interest rate The overall cost for comparison is Application fee How much can I borrow? Early repayment
charge		 Find out more or apply
Initial Following on to
2 year Fixed
3.79% until 30/04/2012 BBBR + 1.99%, currently 2.49%, variable for the remaining term of the mortgage 2.8% APR £999  Up to 70% of the value of your home 3% of the balance repaid until 30/04/2012  Call
0800 316 5500* for Fixed rate mortgages
2 Year Fixed
3.89% until 30/04/2012 BBBR + 1.99%, currently 2.49%, variable for the remaining term of the mortgage 2.8% APR £199  Up to 70% of the value of your home (Minimum loan £50,000) 3% of the balance repaid until 30/04/2012  Call
0800 316 5500* for Fixed rate mortgages
2 Year Fixed
3.99% until 30/04/2012 BBBR + 1.99%, currently 2.49%, variable for the remaining term of the mortgage 2.9% APR £999  Up to 75% of the value of your home (Maximum Loan £500,000) 3% of the balance repaid until 30/04/2012  Call
0800 316 5500* for Fixed rate mortgages
2 Year Fixed
4.09% until 30/04/2012 BBBR + 1.99%, currently 2.49%, variable for the remaining term of the mortgage 2.8% APR £199  Up to 75% of the value of your home (Minimum Loan £50,000 Maximum Loan £500,000) 3% of the balance repaid until 30/04/2012  Call
0800 316 5500* for Fixed rate mortgages
2 Year Fixed
 5.49% until 30/04/2012 BBBR + 1.99%, currently 2.49%, variable for the remaining term of the mortgage 3.1% APR £999  Up to 80% of the value of your home 3% of the balance repaid until 30/04/2012  Call
0800 316 5500* for Fixed rate mortgages
3 year fixed
4.59% until 30/04/2013 BBBR + 1.99%, currently 2.49%, variable for the remaining term of the mortgage 3.1% APR £199  Up to 70% of the value of your home (Minimum Loan £50,000) 3% of the balance repaid until 30/04/2013 Call
0800 316 5500* for Fixed rate mortgages
3 year fixed
 4.49% until 30/04/2013 BBBR + 1.99%, currently 2.49%, variable for the remaining term of the mortgage 3.1% APR £999  Up to 70% of the value of your home 3% of the balance repaid until 30/04/2013 Call
0800 316 5500* for Fixed rate mortgages
3 year fixed
 5.89% until 30/04/2013 BBBR + 1.99%, currently 2.49%, variable for the remaining term of the mortgage 3.5% APR £999  Up to 80% of the value of your home 3% of the balance repaid until 30/04/2013 Call
0800 316 5500* for Fixed rate mortgages
3 Year Fixed Purchase Only**
 6.39% until 30/04/2013 BBBR + 1.99%, currently 2.49%, variable for the remaining term of the mortgage 3.7% APR £999  Up to 85% of the value of your home 3% of the balance repaid until 30/04/2013 Call
0800 316 5500* for Fixed rate mortgages
5 year fixed
 5.49% until 30/04/2015 BBBR + 1.99%, currently 2.49%, variable for the remaining term of the mortgage 3.9% APR £999  Up to 70% of the value of your home 3% of the balance repaid until 30/04/2015  Call
0800 316 5500* for Fixed rate mortgages
5 year fixed
 5.99% until 30/04/2015 BBBR + 1.99%, currently 2.49%, variable for the remaining term of the mortgage 4.1% APR £999  Up to 80% of the value of your home 3% of the balance repaid until 30/04/2015  Call
0800 316 5500* for Fixed rate mortgages

BBBR = Barclays Bank Base Rate, which is currently 0.50% (Effective 6 March 2009).

** Not available for remortgages

Please refer to our tariff of charges for full details of fees associated with our mortgages. These should be read in conjunction with our legal information.

Looking for a larger mortgage? We’ve developed a range of competitively priced, flexible mortgages for loans over £500,000. Find out more>>