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Barclays loyalty mortgages
Whether you’re buying a new home or looking to remortgage you could get better mortgage deals with Barclays loyalty mortgages. We have launched a range of loyalty mortgage deals to reward our personal current account customers.
For more information please give us a call or request a call back.
What are the loyalty mortgage deal conditions?
Loyalty is an uncomplicated business, so we’ve kept things simple. If you have had an open and active Barclays personal current account that has been credited with a minimum of £800 in each of the last three months, you could be eligible.
You can include transfers in from any other Barclays accounts as part of the £800.
Customers must be 18 years or over to apply for a mortgage.
Anything else?
There is a minimum of one Barclays loyalty mortgage for each mortgage type available through Barclays standard range:
Fixed Rate
Tracker
Offset
Subject to status and availability
New mortgage, switching mortgages or additional borrowing
0800 316 5500*
Support for existing Woolwich mortgages
0800 022 4022**
Your home may be repossessed if you do not keep up repayments on your mortgage.
Selection of our current loyalty mortgages
| Product | Interest rate | The overall cost for comparison is | Application fee | How much can I borrow? | Early repayment charge |
Find out more or apply | |
|---|---|---|---|---|---|---|---|
| Initial | Following on to | ||||||
2 Year Fixed |
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2 Year Fixed Barclays loyalty mortgages† |
3.09% until 28 February'14 |
3.89% (BBBR + 3.39%) variable for the remaining term | 3.9% APR | £499 | 60% (max) of the value of your home | 3% of the balance repaid until 28 February'14 |
Call 0800 316 5500* for Fixed rate mortgages |
2 Year Fixed Barclays loyalty mortgages† |
3.29% until 28 February'14 |
3.89% (BBBR + 3.39%) variable for the remaining term | 3.9% APR | £499 | 70% (max) of the value of your home | 3% of the balance repaid until 28 February'14 |
Call 0800 316 5500* for Fixed rate mortgages |
2 Year Fixed Barclays loyalty mortgages† |
3.59% until 28 February'14 |
3.89% (BBBR + 3.39%) variable for the remaining term | 4.0% APR | £499 | Up to 80% of the value of your home | 3% of the balance repaid until 28 February'14 |
Call 0800 316 5500* for Fixed rate mortgages |
3 Year Fixed |
|||||||
3 Year Fixed Barclays loyalty mortgages† |
5.99% until 28 February'15 |
3.89% (BBBR + 3.39%) variable for the remaining term | 4.6% APR | £0 | 90% (max) of the value of your home (Minimum £25,000, maximum £500,000) | 3% of the balance repaid until 28 February'15 |
Call 0800 316 5500* for Fixed rate mortgages |
5 Year Fixed |
|||||||
5 Year Fixed Barclays loyalty mortgages† |
4.29% until 28 February'17 |
3.89% (BBBR + 3.39%) variable for the remaining term | 4.2% APR | £499 | 60% (max) of the value of your home | 3% of the balance repaid until 28 February'17 |
Call 0800 316 5500* for Fixed rate mortgages |
5 Year Fixed Barclays loyalty mortgages† |
4.49% until 28 February'17 |
3.89% (BBBR + 3.39%) variable for the remaining term | 4.3% APR | £499 | 80% (max) of the value of your home | 3% of the balance repaid until 28 February'17 |
Call 0800 316 5500* for Fixed rate mortgages |
5 Year Fixed Barclays loyalty mortgages† |
4.99% until 28 February'17 |
3.89% (BBBR + 3.39%) variable for the remaining term | 4.5% APR | £499 | 85% (max) of the value of your home | 3% of the balance repaid until 28 February'17 |
Call 0800 316 5500* for Fixed rate mortgages |
Tracker |
|||||||
Tracker Barclays loyalty mortgages† |
3.19% (BBBR + 2.69%) variable until 28 February '14 | (BBBR + 3.39%) currently 3.89% variable for the remaining term | 3.9% APR | £499 | 60% (max) of the value of your home | 1% of the balance repaid until 28 February'14 |
Call 0800 316 5500* for Tracker rate mortgages |
Tracker Barclays loyalty mortgages† |
3.29% (BBBR + 2.79%) variable until 28 February '14 | (BBBR + 3.39%) currently 3.89% variable for the remaining term | 3.9% APR | £499 | 70% (max) of the value of your home | 1% of the balance repaid until 28 February'14 |
Call 0800 316 5500* for Tracker rate mortgages |
Tracker Barclays loyalty mortgages† |
3.49% (BBBR + 2.99%) variable until 28 February '14 | (BBBR + 3.39%) currently 3.89% variable for the remaining term | 3.9% APR | £499 | 80% (max) of the value of your home | 1% of the balance repaid until 28 February'14 |
Call 0800 316 5500* for Tracker rate mortgages |
Offset |
|||||||
Offset Tracker Barclays loyalty mortgages† |
3.29% (BBBR +2.79%) variable until 28 February'14 | (BBBR + 3.39%) currently 3.89% variable for the remaining term | 3.9% APR | £749 | 70% (max) of the value of your home | 1% of the balance repaid until 28 February'14 |
Call 0800 316 5500* for Offset mortgages |
BBBR = Barclays Bank Base Rate, which is currently 0.50% (Effective 6 March 2009).
† Subject to status and availability. To qualify for Barclays loyalty mortgages, customers must have an open and active Barclays personal current account that has been credited with a minimum of £800 in each of the last three months. Customers must be 18 years or over to apply for a mortgage.
†† Not available for remortgages
Please refer to our tariff of charges for full details of fees associated with our mortgages.
Looking for a larger mortgage? We’ve developed a range of competitively priced, flexible mortgages for loans over £500,000. Find out more>>
See our latest mortgage rates
Don’t have an account with us? Find out more about Barclays current accounts.
