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I'm saving £18,000 in mortgage interest by offsetting


Ian has had an offset mortgage with Barclays for 10 years and could pay off his offset mortgage 5 years early.

Offset mortgages explained

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Watch our video guides to learn more about offset mortgages

What is an offset mortgage?

  • Simple explanations - all your questions answered
  • How an offset mortgage could make your savings work harder

Is an offset mortgage right for me?

  • How an offset mortgage could suit your finances
  • Tax benefits
  • Savings benefits

I'm cutting seven years off my mortgage by offsetting

Helen has had a Barclays Offset Mortgage for 12 years and could choose to pay off her mortgage seven years early.

I'm saving about £100 a month by offsetting

Michelle likes the flexibility of transferring funds and has seen savings after less than a year.

New mortgage, switching mortgages or additional borrowing

0845 070 4431*

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Support for existing Woolwich mortgages

0800 022 4022**

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Link to the Offset Mortgage Calculator

Link to the Mortgage Calculator

Link to the Mortgage Glossary

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Woolwich mortgage awards