Our mortgages explained

Know exactly how much you're paying each month for a set period with a fixed rate mortgage. We offer a range of fixed rate periods to choose from, and also the option of additional borrowing and a payment holiday if you have a Mortgage Current Account Reserve.

• More about our fixed rate mortgages

If you're after value and flexibility, our lifetime tracker could be just right, tracking Barclays Bank Base Rate for the entire mortgage period.

• More about our tracker mortgages

You could either reduce the life of your mortgage, or reduce your monthly payments with our offset mortgage. You can offset your current account and savings against your mortgage and only pay interest on the difference.

• More about our offset mortgages

Make the most of the extra benefits on offer with our exclusive first-time buyer mortgages. Fixed to help you get on the property ladder with the ability to borrow up to 95% of the value of your new home, this mortgage should help with your budgeting.

• More about our first-time buyer mortgages

Owning investment properties has never been easier with our range of Buy to Let mortgages. Choose from interest only and/or capital repayment, fixed rate or tracker deals, and borrow up to 85% loan to value on selected products.

• More about our Buy to Let mortgages