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Switching your mortgage to us

Remortgaging could save you money and it may be easier than you think. It's worth considering if the fixed or discounted period of your current mortgage is coming to an end, or if your home has risen in value and you are looking to release some equity. Switching your mortgage can also be a cost-effective way of borrowing larger sums of money at lower interest rates.
We have designed a range of attractive products to choose from.
Remortgaging at a glance
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Doing your sums
Make a note of how much is outstanding on your existing mortgage and what your home is currently worth. Consider over how many years you would ideally like to pay your mortgage back. By choosing a new rate with us, we may be able to reduce your monthly repayments. Remember an early repayment charge may apply when you repay your existing mortgage.
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Choosing a mortgage
Look at our range of mortgages. Find out how much you could borrow and decide on how you want to pay your mortgage back - interest-only or repayment. Talk to us and we can help you choose the right product.
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Your application
Pop into a branch or call us. We can inform you about our latest mortgage offers and help you complete your mortgage application.
Switch & Save® remortgage package
It pays to shop around for a new mortgage. There's plenty to choose from with our range of fixed rate, tracker and offset mortgages. And with our Woolwich Switch & Save® remortgage package, available on selected mortgages, you could benefit from a non-disclosed valuation and either no fees for in-house legal services or £200 cashback. Fees associated with the particular product may apply (such as application fees and early repayment charges).

Fixed rate mortgages

Choose a fixed rate period that suits you from two, five and ten years.
Find out more about fixed rate mortgages >>
 

Tracker mortgages

If you want a mortgage that moves in line with Barclays Bank Base Rate, then choose one of our tracker mortgages.
Find out more about tracker mortgages >>
 

New mortgage or additional borrowing query? Call

0800 316 5500*

We'll call you back (Opens in new window)

Existing mortgage query? Call

0800 022 4022**

For any mortgage query, you can also pop into a branch.

Useful links

Your home may be repossessed if you do not keep up repayments on your mortgage.

Link to the Offset Mortgage Calculator

Link to the Mortgage Calculator

Link to the Mortgage Glossary

Awards we've won
Woolwich mortgage awards