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Tracker mortgages
It’s great having options. A tracker mortgage could be ideal for you if you want a mortgage that moves in line with Barclays Bank Base Rate. So when Barclays Bank Base Rate falls, your monthly repayments fall. If the rate rises, so will your monthly mortgage repayments.
Barclays loyalty mortgages
Find out about our range of loyalty mortgage deals to reward our personal current account customers Barclays loyalty mortgages.
Great Escape Mortgages
Re-mortgage tracker with no application, valuation or legal fees and up to £300 cash back. See table for details.
With our tracker mortgages you’ll get:
A variable rate that rises and falls with changes to the Barclays Bank Base Rate (BBBR).
Flexibility. Our lifetime trackers carry no early repayment charges on selected mortgages.
Freedom from application fees on selected products.
The convenience of a portable mortgage, so you can take your mortgage rate to a new home if you move.
Control over when to switch from Barclays tracker to one of our fixed rate mortgages with no early repayment charge. Other fees may apply.
Lifetime Tracker
A lifetime tracker mortgage is a variable-rate mortgage that tracks a base rate – for example, the Barclays Bank Base Rate – for the term of the mortgage.
At Barclays, we offer Woolwich Lifetime Tracker mortgage options that give you the flexibility to move your mortgage interest rate to a newly purchased property. This option is available when you redeem your existing mortgage and complete on a new one at the same time.
New mortgage, switching mortgages or additional borrowing
0800 316 5500*
Support for existing Woolwich mortgages
0800 022 4022**
Your home may be repossessed if you do not keep up repayments on your mortgage.
Selection of our current tracker mortgages
| Product | Interest rate | The overall cost for comparison is | Application fee | How much can I borrow? | Early repayment charge |
Find out more or apply | |
|---|---|---|---|---|---|---|---|
| Initial | Following on to | ||||||
Tracker mortgages |
|||||||
Tracker Barclays loyalty mortgages† |
3.19% (BBBR + 2.69%) variable until 28 February '14 | BBBR + 3.39%, currently 3.89% variable for the remaining term |
3.9% APR | £499 | 60% (max) of the value of your home | 1% of the balance repaid until 28 February'14 | Call 0800 316 5500* for Tracker rate mortgages |
2 Year Tracker |
3.19% (BBBR + 2.69%) variable until 28 February '14 | BBBR + 3.39%, currently 3.89% variable for the remaining term |
4.0% APR | £999 | 60% (max) of the value of your home | 1% of the balance repaid until 28 February'14 | Call 0800 316 5500* for Tracker rate mortgages |
Tracker Barclays loyalty mortgages† |
3.29% (BBBR + 2.79%) variable until 28 February '14 | BBBR + 3.39%, currently 3.89% variable for the remaining term |
3.9% APR | £499 | 70% (max) of the value of your home | 1% of the balance repaid until 28 February'14 | Call 0800 316 5500* for Tracker rate mortgages |
Lifetime Tracker |
3.69% (BBBR + 3.19%) variable for the remaining term | N/A | 3.8% APR | £999 | 70% (max) of the value of your home | 1% of the balance repaid until 28 February'14 | Call 0800 316 5500* for Tracker rate mortgages |
2 Year
Tracker |
3.29% (BBBR + 2.79%) variable until 28 February '14 | BBBR + 3.39%, currently 3.89% variable for the remaining term |
3.9% APR | £999 | 70% (max) of the value of your home | 1% of the balance repaid until 28 February'14 | Call 0800 316 5500* for Tracker rate mortgages |
Tracker Barclays loyalty mortgages† |
3.49% (BBBR + 2.99%) variable until 28 February '14 | BBBR + 3.39%, currently 3.89% variable for the remaining term |
3.9% APR | £499 | 80% (max) of the value of your home | 1% of the balance repaid until 28 February'14 | Call 0800 316 5500* for Tracker rate mortgages |
2 Year
Tracker |
3.49% (BBBR + 2.99%) variable until 28 February '14 | BBBR+ 3.39%, currently 3.89% variable for the remaining term |
3.9% APR | £999 | 80% (max) of the value of your home | 1%of the balance repaid until 28 February'14 | Call 0800 316 5500* for Tracker rate mortgages |
Lifetime Tracker |
3.79% (BBBR + 3.29%) variable for the remaining term | N/A | 3.9% APR | £999 | 80% (max) of the value of your home | 1% of the balance repaid until 28 February'14 | Call 0800 316 5500* for Tracker rate mortgages |
BBBR = Barclays Bank Base Rate, which is currently 0.50% (Effective 6 March 2009).
‡"The Great Escape" is a trademark of Barclays Bank Plc.
† Subject to status and availability. To qualify for Barclays loyalty mortgages, customers must have an open and active Barclays personal current account that has been credited with a minimum of £800 in each of the last three months. Customers must be 18 years or over to apply for a mortgage.
Please refer to our tariff of charges for full details of fees associated with our mortgages.
