Woolwich mortgages
Woolwich – a multi award winning mortgage provider offers a wide range of fixed rate, offset, tracker and buy to let mortgages at competitive rates. Please give us a call or request a call back for more information.
Looking to switch your mortgage? You could save with our Switch & Save® remortgage offer
Call us to discuss your options
Your home may be repossessed if you do not keep up repayments on your mortgage.
2-year Fixed Rate mortgage
Have the comfort of knowing, upfront, what your monthly repayments will be during the fixed rate period.
- There is a £1999 application fee
- Borrow up to 70% of the value of your home.
- Minimum Loan £250,000
- You are able to overpay up to 10% per year during the ERC period without incurring an early repayment charge otherwise an early repayment charge of 3% of the balance paid will apply if the mortgage is repaid in whole, part or transferred to another scheme until 30 September 2012
- 2.99%
- fixed until 30/09/2012
- 2.99%
- variable thereafter for the remaining term, which is 2.49% above Barclays Bank Base Rate
- The overall cost for comparison is 3.1% APR
2-year Fixed Rate mortgage
Have the comfort of knowing, upfront, what your monthly repayments will be during the fixed rate period.
- There is a £999 application fee
- Borrow up to 70% of the value of your home.
- You are able to overpay up to 10% per year during the ERC period without incurring an early repayment charge otherwise an early repayment charge of 3% of the balance paid will apply if the mortgage is repaid in whole, part or transferred to another scheme until 30 September 2012
- 3.49%
- fixed until 30/09/2012
- 2.99%
- variable thereafter for the remaining term, which is 2.49% above Barclays Bank Base Rate
- The overall cost for comparison is 3.2% APR
Lifetime tracker mortgage
Tracks at a set percentage above Barclays Bank Base Rate for the term of the mortgage.
- There is a £999 application fee
- Borrow up to 70% of the value of your home.
- You’re able to overpay up to 10% per year without incurring an early repayment charge. If the mortgage is repaid in whole, part or transferred to another scheme an early repayment charge of 1% of the balance repaid will apply until 30 September 2012
- Customers will not pay for or receive a copy of the non-disclosed valuation report and choose either £200 cash-back or free in-house legal work for re-mortgage customers.
- 2.59%
- above Barclays Bank Base rate for it's entire term
- 3.09%
- current variable rate.
- The overall cost for comparison is 3.2% APR
Lifetime tracker mortgage
Tracks at a set percentage above Barclays Bank Base Rate for the term of the mortgage.
- There is a £1,499 application fee
- Borrow up to 70% of the value of your home.
- You’re able to overpay up to 10% per year without incurring an early repayment charge. If the mortgage is repaid in whole, part or transferred to another scheme an early repayment charge of 1% of the balance repaid will apply until 30 September 2012
- The minimum loan is £200,000
- Customers will not pay for or receive a copy of the non-disclosed valuation report and choose either £200 cash-back or free in-house legal work for re-mortgage customers.
- 2.39%
- above Barclays Bank Base rate for it's entire term
- 2.89%
- current variable rate.
- The overall cost for comparison is 3.0% APR
Lifetime tracker mortgage with no application fee
All the features of a Lifetime Tracker mortgage, with no upfront application fee to pay.
- There is a £0 application fee
- Borrow up to 70% of the value of your home.
- You’re able to overpay up to 10% per year without incurring an early repayment charge. If the mortgage is repaid in whole, part or transferred to another scheme an early repayment charge of 1% of the balance repaid will apply until 30 September 2012
- The minimum loan is £50,000
- Customers will not pay for or receive a copy of the non-disclosed valuation report and choose either £200 cash-back or free in-house legal work for re-mortgage customers.
- 2.79%
- above Barclays Bank Base rate for it's entire term
- 3.29%
- current variable rate.
- The overall cost for comparison is 3.4% APR
5-year fixed rate mortgage
Have the comfort of knowing, upfront, what your monthly repayments will be during the fixed rate period.
- There is a £999 application fee
- Borrow up to 80% of the value of your home.
- You are able to overpay up to 10% per year during the fixed rate period without incurring an early repayment charge otherwise an early repayment charge of 3% of the balance paid will apply if the mortgage is repaid in whole, part or transferred to another scheme until 30 September 2015
- 4.79%
- fixed until 30/09/2015
- 2.99%
- variable thereafter for the remaining term,which is 2.49% above Barclays Bank Base
- The overall cost for comparison is 3.9% APR
Offset mortgage
You could reduce the life of your mortgage and save yourself thousands of pounds in interest or reduce your monthly repayments by offsetting your savings against your mortgage.
Whilst stocks last
- There is a £1,499 application fee
- Borrow up to 70% of the value of your home.
- Minimum loan £200k.
- An early repayment charge of 1% of the original balance will apply upon full redemption of the mortgage until 30 September 2013
- You can even offset your Barclays mini-cash ISA
- No interest will be paid on balances offset
- 2.59%
- above the Barclays Bank Base Ratefor it's entire term
- 3.09%
- Giving a current variable rate of
- The overall cost for comparison is 3.3% APR
Offset mortgage
You could reduce the life of your mortgage and save yourself thousands of pounds in interest or reduce your monthly repayments by offsetting your savings against your mortgage.
Whilst stocks last
- There is a £999 application fee
- Borrow up to 70% of the value of your home.
- An early repayment charge of 1% of the original balance will apply upon full redemption of the mortgage until 30 September 2013
- You can even offset your Barclays mini-cash ISA
- No interest will be paid on balances offset
- 2.99%
- above the Barclays Bank Base Rate for it's entire term
- 3.49%
- Giving a current variable rate of
- The overall cost for comparison is 3.6% APR
5-year fixed rate mortgage
Have the comfort of knowing, upfront, what your monthly repayments will be during the fixed rate period.
- There is a £999 application fee
- Borrow up to 80% of the value of your home.
- You are able to overpay up to 10% per year during the fixed rate period without incurring an early repayment charge otherwise an early repayment charge of 3% of the balance paid will apply if the mortgage is repaid in whole, part or transferred to another scheme until 30 September 2015
- 5.39%
- fixed until 30/09/2015
- 2.99%
- variable thereafter for the remaining term, which is 2.49% above Barclays Bank Base Rate
- The overall cost for comparison is 4.1% APR
Switch & Save® remortgage offer
It pays to shop around for a new mortgage. There's plenty to choose from with our range of fixed rate, tracker and offset mortgages. And with our Woolwich Switch & Save® remortgage package, available on selected mortgages, you could benefit from a non-disclosed valuation and either no fees for in-house legal services or £200 cashback. Fees associated with the particular product may apply (such as application fees and early repayment charges) Your home may be repossessed if you do not keep up repayments on your mortgage.
Barclays Bank Base Rate typically follows the Bank of England Base Rate but it is not guaranteed to do so. The Bank of England Base Rate can go up or down and is announced by the Bank of England's Monetary Policy Committee every month.
*Opening hours Monday to Friday 9am-8pm, Saturday 9am-2pm. Calls may be recorded for training or monitoring purposes. Read call charges info.
This information must be read in conjunction with our legal information. A written personalised Key Facts Illustration is available from any Woolwich
or Barclays branch or the Woolwich website, or call us on the number above.
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