Woolwich offset mortgages

It's a great way of using what’s in your savings and current accounts to reduce the mortgage balance you are charged interest on.

With an Offset mortgage, the more you save the more you could save on your mortgage payments.

By offsetting you could reduce your mortgage term or your monthly mortgage repayments and still keep instant access to your savings.

Looking to switch your mortgage? You could save with our Switch & Save® remortgage offer

Call us to find out more, 0845 070 0895*

Call us to discuss your options

If you prefer, we can call you back at a time that suits you

Your home may be repossessed if you do not keep up repayments on your mortgage.

2.59%

above the Barclays Bank Base Rate
for it's entire term

Giving a current variable rate of

3.09%

The overall cost for comparison is

3.3% APR

View all available rates

Offset mortgage

You could reduce the life of your mortgage and save yourself thousands of pounds in interest or reduce your monthly repayments by offsetting your savings against your mortgage.

Whilst stocks last

There is a £1499 application fee
Borrow up to 70% of the value of your home.
Minimum Loan £200k
You can even offset your Barclays Cash ISA
No interest will be paid on balances offset
An early repayment charge of 1% of the original balance will apply upon full redemption of the mortgage until 30 September 2013

2.99%

above the Barclays Bank Base Rate
for it's entire term

Giving a current variable rate of

3.49%

The overall cost for comparison is

3.6% APR

View all available rates

Offset mortgage

You could reduce the life of your mortgage and save yourself thousands of pounds in interest or reduce your monthly repayments by offsetting your savings against your mortgage.

Whilst stocks last

There is a £999 application fee
Borrow up to 70% of the value of your home.
You can even offset your Barclays Cash ISA
No interest will be paid on balances offset
An early repayment charge of 1% of the original balance will apply upon full redemption of the mortgage until 30 September 2013

3.19%

above the Barclays Bank Base Rate for it's entire term

Giving a current variable rate of

3.69%

The overall cost for comparison is

3.8% APR

View all available rates

Offset mortgage

You could reduce the life of your mortgage and save yourself thousands of pounds in interest or reduce your monthly repayments by offsetting your savings against your mortgage.

Whilst stocks last

There is a £999 application fee
Borrow up to 75% of the value of your home.
You can even offset your Barclays Cash ISA
No interest will be paid on balances offset
An early repayment charge of 1% of the original balance will apply upon full redemption of the mortgage until 30 September 2013