Woolwich tracker mortgages
- A tracker mortgage could be ideal if you want a mortgage that moves in line with Barclays Bank Base Rate (BBBR) **
So when it falls, your monthly repayments fall. If the rate rises, so will your monthly mortgage repayments.
- Take your mortgage rate with you if you move
- No hidden charges - we'll make everything clear up front
Looking to switch your mortgage? You could save with our Switch & Save® remortgage offer
Call us to discuss your options
If you prefer, we can call you back at a time that suits you
Your home may be repossessed if you do not keep up repayments on your mortgage.
Lifetime tracker mortgage
Tracks at a set percentage above Barclays Bank Base Rate for the term of the mortgage.
- There is a £1,499 application fee
- Borrow up to 70% of the value of your home
- You're able to overpay up to 10% per year without incurring an early repayment charge. If the mortgage is repaid in whole, part or transferred to another scheme an early repayment charge of 1% of the balance repaid will apply until 30 September 2012
- Minimum loan size £200,000
2.39%
above Barclays Bank Base rate
for its entire term
2.89%
current variable rate
The overall cost for comparison is
3.0% APR
View all available rates
Lifetime tracker mortgage
Tracks at a set percentage above Barclays Bank Base Rate for the term of the mortgage.
- There is a £999 application fee
- Borrow up to 70% of the value of your home
- You’re able to overpay up to 10% per year without incurring an early repayment charge. If the mortgage is repaid in whole, part or transferred to another scheme an early repayment charge of 1% of the balance repaid will apply until 30 September 2012
- Customers will not pay for or receive a copy of the non-disclosed valuation report and choose either £200 cash-back or free in-house legal work for re-mortgage customers.
2.59%
above Barclays Bank Base rate
for its
entire term
3.09%
current variable rate
The overall cost for comparison is
3.2% APR
View all available rates
Lifetime tracker mortgage
Tracks at a set percentage above Barclays Bank Base Rate for the term of the mortgage.
- There is a £999 application fee
- Borrow up to 75% of the value of your home
- You’re able to overpay up to 10% per year without incurring an early repayment charge. If the mortgage is repaid in whole, part or transferred to another scheme an early repayment charge of 1% of the balance repaid will apply until 30 September 2012
- The maximum loan is £500,000
- Customers will not pay for or receive a copy of the non-disclosed valuation report and choose either £200 cash-back or free in-house legal work for re-mortgage customers.
2.69%
above Barclays Bank Base rate for its
entire term
3.19%
current variable rate
The overall cost for comparison is
3.3% APR
View all available rates
Lifetime tracker mortgage
Tracks at a set percentage above Barclays Bank Base Rate for the term of the mortgage.
- There is a £999 application fee
- Borrow up to 80% of the value of your home
- You’re able to overpay up to 10% per year without incurring an early repayment charge. If the mortgage is repaid in whole, part or transferred to another scheme an early repayment charge of 1% of the balance repaid will apply until 30 September 2012
- A free non-disclosed valuation and either £200 cashback or free in-house legal work for remortgage customers.
3.38%
above Barclays Bank Base rate for its
entire term
3.88%
current variable rate
The overall cost for comparison is
4.0% APR
View all available rates
Woolwich offset tracker mortgage
You could reduce the life of your mortgage and save yourself thousands of pounds in interest or reduce your monthly repayments by offsetting your savings against your mortgage.
- There is a £1,499 application fee
- Borrow up to 70% of the value of your home
- Minimum Loan £200k
- You can even offset your Barclays Cash ISA
- No interest will be paid on balances offset
- An early repayment charge of 1% of the original balance will apply upon full redemption of the mortgage until 30 September 2013
2.59%
above Barclays Bank Base rate
for its
entire term
3.09%
current variable rate
The overall cost for comparison is
3.3% APR
View all available rates
Lifetime tracker mortgage with no application fee
All the features of a Lifetime Tracker mortgage, with no upfront application fee to pay.
-
There is a £0 application fee
- Borrow up to 75% of the value of your home.
- You’re able to overpay up to 10% per year without incurring an early repayment charge. If the mortgage is repaid in whole, part or transferred to another scheme an early repayment charge of 1% of the balance repaid will apply until 30 September 2012
- The minimum loan is £50,000 , the maximum loan is £500,000
- Customers will not pay for or receive a copy of the non-disclosed valuation report and choose either £200 cash-back or free in-house legal work for re-mortgage customers.
2.99%
above Barclays Bank Base rate
for its
entire term
3.49%
current variable rate
The overall cost for comparison is
3.6% APR
View all available rates
Lifetime tracker mortgage with no application fee
All the features of a Lifetime Tracker mortgage, with no upfront application fee to pay.
- There is a £0 application fee
- Borrow up to 70% of the value of your home.
- You’re able to overpay up to 10% per year without incurring an early repayment charge. If the mortgage is repaid in whole, part or transferred to another scheme an early repayment charge of 1% of the balance repaid will apply until 30 September 2012
- The minimum loan is £50,000
- Customers will not pay for or receive a copy of the non-disclosed valuation report and choose either £200 cash-back or free in-house legal work for re-mortgage customers.
2.79%
above Barclays Bank Base rate
for its
entire term
3.29%
current variable rate
The overall cost for comparison is
3.4% APR
View all available rates
Woolwich offset tracker mortgage
You could reduce the life of your mortgage and save yourself thousands of pounds in interest or reduce your monthly repayments by offsetting your savings against your mortgage.
Whilst stocks last
- There is a £999 application fee
- Borrow up to 70% of the value of your home
- An early repayment charge of 1% of the original balance will apply upon full redemption of the mortgage until 30 September 2013
- You can even offset your Barclays mini-cash ISA
- No interest will be paid on balances offset
2.99%
above Barclays Bank Base rate
for its
entire term
3.49%
current variable rate
The overall cost for comparison is
3.6% APR
View all available rates